NPSS

NPSS

National Payment Systems Strategy(NPSS)

Marking a Milestone in UAE's Real-time Payments Journey

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What Is NPSS?

National Payment Systems Strategy(NPSS) is designed to make payment systems universally interoperable and foster the transition to a cashless society built around real-time. It is the Instant Payment Platform (IPP) that enables real-time faster payments and funds transfers around the clock (24*7), and digital payments across the UAE financial sector.

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Core Services

  • Credit Transfers

Overlay Services

  • Addressing Services
  • Request To Pay

Value Added Services

  • AML, CRM, Billing, Customer Enquiry Portal, Reporting Etc

The NPSS landscape is considerable, and GSS has a very superior understanding of this.

Overlay Services

  • eCheques

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IPP Core Services

  • Direct Debits

Overlay Services

  • eDDA

Overlay Services

  • eCheques

NPSS Ready Instant Payment Built On Latest Technologies

Can support White label app or API enabled Mobile / Internet Banking approaches (or even a phased approach transitioning from white label to SDK/API approach) where NPSS functionality can be embedded into existing Channels

Advanced technology stack (Kubernetes, Devops, REST API, Advanced MQ, Kafka Streaming)

Advanced state of readiness with the NPSS (can meet current CBUAE deadlines)

ISO 20022 compliant
Cloud ready
Ability to build custom business processes across multiple countries for multiple payment types (with High STP)
In-built analytics dashboard for NPSS payments tracking and analysis (Power BI based)
Gartner recognized platform
Built on Low code platform (Configuration not Customisation)
GSS solution for NPSS is unique, scalable and can rapidly integrate with the proposed CBUAE NPSS architecture

NPSS Services

The CBUAE deadlines can be easily met with our agile low code platform and advanced NPSS scope understanding. We understand the play and the NPSS use cases across all these customer segments (and also the indirect participation segment).

UAEIPP Core Services

Instant Payments Processor

  • Credit Transfer
  • Direct Debits
  • Real - Time Message Processor
  • Batch Message Processor
  • Clearing Processor
  • Settlement Processor

UAEIPP Overlay Services

Overlay Service

  • Addressing Service
  • Request To Pay
  • eDDA1
  • eCheque 2
  • White Label App

UAEIPP VAS --

Value Added Services

  • Unified Portal
  • Pricing and Billing
  • Reporting & Analytics
  • AML & Fraud Management
  • Case Management
  • Participant Management
  • Virtual Agent

NPSS Use Cases

P2p - Email Mobile Contact List Emirates Id - Initiate

P2p - Email/ Mobile / Contact List / Emirates Id - Initiate

P2P - Request to Pay

P2P - Request to Pay

Split Bills - QR code

Split Bills - QR code

Split Bills through Phone Number - Request to Pay

Split Bills through Phone Number - Request to Pay

P2B - Merchant Payment using QR code

P2B - Merchant Payment using QR code

Bill Payments

P2B - Request to Pay for Preauthorized Payments- Bill Payments like - DEWA, Salik etc,

Corporate Initiation - Bulk Upload Salary Procesing

Corporate Initiation - Bulk Upload / Salary Procesing

Co Existence

Co Existence with Non Real Time participants

Real Time - Real Time

Real Time - Real Time